 | Safety Instructor's Insurance Program |
EMP Canada members:
Please refer to the EMP
Insurance Program pages.
Resources for this page:
Purpose of the Basic Program
The program was developed to provide suitable commercial insurance at a reasonable cost to instructors of First Aid, CPR, Swimming, and Occupational Health & Safety.
How to Apply
Download the Application PDF linked above, complete and return to us at the fax number below or via email. We will respond within one business day.
Eligibility for Basic Program
- Authorized Provider (either as a business or individual) associated with a recognized First-Aid, CPR or Occupational Health & Safety instruction program
OR
- Authorized Provider associated with a recognized swimming instruction program (must be in pools)
A discount is available for
those that provide both types of instruction.
If you do not meet the above basic program requirements or you require coverage for other courses taught in a classroom setting, please contact McFarlan Rowlands directly at the address below.
Subject to approval, the policy can be extended to insure First Aid Services at special events and other such areas.
Contact Information
PrimeGuard Safety Instructor’s Programc/o McFarlan Rowlands Insurance Brokers Inc.
380 York Street, London, ON N6B 1P9
Phone: (519) 679-5440
Fax: (519) 679-9744
Toll free: (888)-734-8888
Email: safetyinstructors@mcfarlanrowlands.com
Program Details
| A. Miscellaneous Property Floater Limits | |
| Unscheduled Property | $3,000* |
| Higher limits are available | |
| B. Commercial General Liability Limits | |
| Per Occurrence | $2,000,000 |
| Aggregate | $4,000,000 |
| Personal Injury | $2,000,000 |
| Tenants Legal Liability (per location) | $500,000 |
| Medical Expenses (any one person) | $2,500 |
| Non-Owned Automobile Liability | $2,000,000 |
| Abuse Legal Defence Costs** | |
| Per Occurrence | $50,000 |
| Aggregate | $100,000 |
| C. Errors & Omissions Liability | |
| Per Occurrence | $2,000,000 |
| Aggregate | $4,000,000 |
* Formerly $2,000
** New coverage enhancement
Optional Features
- policy can be extended for the newly introduced Wilderness & Remote First Aid Program
- increased property limits for general equipment
- coverage for laptops and other electronic equipment
- office contents package
- coverage for backyard swimming instruction may be extended to include homeowners of the pool
- policy may be extended to insure other classroom courses taught by policyholder
Disclaimer
Terms and coverages described are intended for general reference. For specific terms and coverages, please refer to your policy.