Insurance Program for Mental Health Practitioners

Purpose of the Program

The purpose of the program is to provide a range of insurance options for group and individual mental health practitioners including Psychologists, Psychometrists, Psychotherapists, Counsellors, Marriage and Family Therapists, Social Workers and Consultants.

Group rated coverage is available for eligible members of various associations.  Individual quotes can be obtained for non-members.

Program Details

Malpractice/Errors & Omissions Liability covers the investigation and defense against any civil action brought against the insured including payment of all sums which insured is legally obligated to pay as a result of liability for personal injuries arising out of rendering or failure to render professional services.

Commercial General Liability extends coverage for bodily injury, personal injury and property damage to others for which the insured is legally liable.  The coverage provides protection for non-professional liability exposures associated with serving clients.

Disciplinary Hearing provides coverage for legal expenses incurred as a result of any hearing instituted under the provisions of any provincial discipline legislation or for faculty members of an educational institution who face disciplinary action.

Office Contents provides Broad Form coverage on a Replacement Cost basis of settlement and covers contents such as books, furniture, fax machines and computer equipment.  In addition to the basic policy, other coverages can be added for an additional premium if required.

Other Coverages Available

• Directors’ & Officers’ Liability
• Association Liability

For More Information, Please Contact Us