Our McFarlan Rowlands Life Insurance & Investments Department offers a wide range of investment options including:
A Guaranteed Investment Certificate or GIC is an investment that offers a guaranteed rate of return over a fixed period of time.
A Segregated Fund is a type of investment fund that can only be administered by Canadian Insurance Companies. These funds offer certain guarantees that no other investment funds can, such as reimbursement of capital upon death, potential protection from creditors and bypassing probate fees and other estate cost when paid out to a named beneficiary.
Tax Free Savings Accounts (TFSA)
The Tax-Free Savings Account (TFSA) is a flexible, registered, general-purpose savings vehicle that allows Canadians to earn tax-free investment income to more easily meet lifetime savings needs. The TFSA compliments existing registered savings plans like the RRSP and RESP.
Registered Education Savings Plan (RESP)
An RESP is a special plan that can help you save for a child’s education after secondary school. The government of Canada allows savings to education grow tax free, until a child named in the RESP enrols in post secondary education.
Call us to discuss the government grant.
To set up a free consultation please contact us at:
Toll Free: 1-888-734-8888