From the Desk of Norm Steele
Guaranteed Income for Life!
Do your retirement plans ensure you have guaranteed income for life?
Saving for your retirement involves a lot of careful planning. Not only do you have to ensure your savings will be sufficient to fund your future need for income, you also have to ensure that your nest egg will last as long as you.ll need it. With longer life expectancy, this could be 30 years or more.
As you may know, there are a number of different investment products currently available, such as GICs, annuities, mutual funds and segregated funds. But do any of these investments guarantee that your retirement income will be predictable, sustainable, and potentially increasing? Or that it will last a lifetime?
McFarlan Rowlands is proud to provide Manulife Investment’s GIF Select IncomePlus product.
Unique in Canada, IncomePlus is now even better positioned to help provide you with:
- Predictable income guaranteed not to decrease no matter how investments perform*
- Sustainable income that will last for life or at least until the principal is completely repaid*
- Potentially increasing guaranteed income to help offset inflation
- Control of your investment and access to you savings at any time
- Tax-efficient income when held in a non-registered account
- Benefits that can ensure the smooth transition of your estate
The features and benefits work together to allow you to invest for continued growth while being assured that your savings can provide a predictable stream of retirement income for life.
If you would like to discuss this opportunity in more detail, please call Norm Steele to set up an appointment. McFarlan Rowlands and Manulife Investments are with you every step of the way.
*Exceeding the withdraw al thresholds may have a negative impact on future payments. The Lifetime Withdrawal Amount is available after December 31st of the year the annuitant turns age 65. Payments can continue until the contract reaches maturity or upon death of the last surviving annuitant.
Norm Steele has been in the Wealth Management and Financial Planning Business since 1982. Over the years he has been very successful in helping many individuals and businesses with their Estate, Tax, Insurance, Debt and Investment needs. He holds an EPC (Elder Planning Counselor - 2004) designation.
McFarlan Rowlands Insurance Brokers have been representing clients in Ontario since 1896. With 14 offices across Southwestern Ontario and an established presence in commercial and personal insurance, McFarlan Rowlands offers the experience, knowledge and stability to ensure your peace of mind. Call us today at 888-734-8888 or visit us on-line at www.mcfarlanrowlands.com.